Health Insurance

International students are required to carry health insurance the entire time that they are in the United States. In addition, they are also required to carry coverage for medical evacuation and repatriation. All students at the University of North Texas Health Science Center will be automatically enrolled in the Student Healthcare Insurance Plan, provided by United Healthcare Student Resources. Students can waive out of this automatic enrollment, if they show that they have comparable coverage.

In order to avoid being financially responsible for and enrolled in the Student Healthcare Insurance Plan, an insurance waiver must be approved for the student prior to the twelfth class day. A waiver may be granted for one of four reasons:

1. The international student has a government-sponsored plan that guarantees payment of all health care expenses including evacuation and repatriation and meets minimum coverage criteria as outlined in the waiver.
   
   
2. The insurance premium will also be waived for students who provide documented evidence of health insurance coverage, including evacuation and repatriation, by a U.S. employer that meets to minimum coverage criteria.
   
   
3. UNTHSC employee insurance (this includes Graduate and Teaching Assistants). Students with UNTHSC provided employee insurance will only be required to purchase medical evacuation and repatriation coverage.
   
   
4. Private Foreign Insurance that meets to minimum coverage criteria.

The cost of the Student Healthcare Insurance Plan will be billed with tuition as part of your fees. You will be enrolled in the coverage unless you provide an insurance waiver form. United Healthcare Student Resources has coverage for medical evacuation and repatriation. All non-immigrant visa holders are required to have this coverage. Please check your existing policy to determine if this is included.

Minimum Coverage Requirements:

1. a maximum deductible equal to or less than $1,000
2. medical evacuation coverage of at least $10,000
3. repatriation coverage of at least $7,500
4. policy written in English
5. pays for medical treatment in the U.S.
6. a maximum per injury/illness coverage of $100,000 or more
7. some level of coverage for both in patient and outpatient mental health benefits
8. some level of prescription drug coverage
9. access to both primary and emergency care
10. lifetime maximum of at least $500,000
    

For more information, visit the Student Affairs site.