Institutional and Campus-Based Loans

Federal Perkins Loan

Formerly the National Direct Student Loan Program, the Perkins Loan allows students to borrow up to $8,000/year for graduate school. The Perkins Loan has one of the lowest interest rates and is awarded to students with exceptional financial need. The interest on the Perkins Loan is subsidized while the student is in school.

NOT YET ACCEPTING APPLICATIONS FOR 13/14

· Must be enrolled at least half-time

· Must have exceptional need and have accepted full Stafford Loan funding offered for the current aid year

· Maximum eligibility is $8,000/year ($60,000 lifetime limit)

· 5% fixed interest rate

· No origination fee

· 10 year repayment beginning 9 months after student graduates or drops below half-time

To apply, please email finaid@unthsc.edu to review your eligibility. 

If eligible, you will need to complete Perkins Entrance Counseling at mappingyourfuture.org/oslc/counseling/index.cfm